Who Pays My Medical Bills After a Car Accident?


An overhead view of a woman looking at paperwork.

When you’re injured in a car accident, it’s common to wonder who pays the medical bills. It would be ideal to have the insurance company of the person who is at fault pay everything right away. Unfortunately, that’s not how it usually happens.

First things first: see a doctor

Don’t wait to seek medical treatment. Your health is the most important concern.

Should you let the doctor bill your insurance?

Yes. The most common payer of medical bills following a car accident is the injured person’s health insurance company. After you see a doctor for your accident-related injuries, your insurance company typically pays your medical bills. This is the initial, short-term result. You may incur costs such as co-pays and deductibles.

Your car insurance may also pay medical payment coverage at only a certain amount. Typically, this is a smaller amount that may not cover your total out-of-pocket costs.

As experienced personal injury liability lawyers, we can help

We will fight to get the at-fault driver’s insurance to reimburse you for all your costs. We’ve seen an array of personal injury lawsuits, and we know how to help. When you choose Hale Skemp, you get the combined expertise of all our attorneys working for you. Our law firm has a unique culture of collaboration, working to secure you the settlement you deserve.

The information contained on this website is intended as an overview on subjects related to the practice of law. Each individual case is different, and laws do change, so please be aware that the circumstances and outcomes described may not apply to all cases and should not be interpreted as legal counsel. Please seek the advice of an attorney before making any decision related to legal issues.