La Crosse, Wisconsin, Bankruptcy Attorneys - Chapter 7 and 13
Bankruptcy can be a solution for individuals, families and businesses that are unable to keep up with mounting debts. At Hale, Skemp, Hanson, Skemp & Sleik, we are focused on finding debt relief solutions for our clients through Chapter 7 and Chapter 13 bankruptcy.
We know that debt can accumulate after an unforeseeable event such as job loss, severe injury, divorce, or even the recent economic crisis. When you need debt relief for your family or your business, please contact us for an immediate consultation.
Chapter 7 Bankruptcy
Chapter 7 bankruptcy may be a viable option for you if your debt is primarily unsecured debt, such as credit card debts or medical expenses. Additionally, Chapter 7 may be appropriate if you do not have significant assets that may require bankruptcy protection, such as a home.
Our attorneys will help you review your financial status, including your assets to determine if you qualify for Chapter 7 and help you proceed. Our attorneys provide pre-bankruptcy counseling and advise on which assets can be converted to exempt assets before filing Chapter 7. We also represent many small business owners in Chapter 7 and personal filing.
Chapter 13 Bankruptcy
Chapter 13 bankruptcy may be appropriate if you have significant assets in your home or business. Chapter 13 bankruptcy allows you to reorganize your debts and protect assets such as a home or business property. In addition to helping you file, we can advise you on the impact a bankruptcy may have on your credit history and future ability to borrow.
Consequences for bankruptcy are not always as severe as people think. You can stop foreclosure, repossession and collection actions and repay debts over 3 to 5 years in installments. A bankruptcy trustee will determine your ability to pay after household expenses and the rest will be discharged.
In addition to representing consumers, attorney David Russell is also experienced in representing creditors in bankruptcy actions. We advise secured and unsecured creditors on their rights and obligations.
Contact Hale, Skemp, Hanson, Skemp & Sleik to speak directly with an experienced La Crosse, Wisconsin lawyer. Our law firm has extensive knowledge and experience, and is dedicated to protecting our client’s rights. Call us toll-free at 888-899-5461.